Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.

Overseeing & executing the end to end process of model training, including data preparation, feature analysis, parameter tuning, and model evaluation, to ensure the accurate and effective credit score.

• Generate & implement new features by thorough analysis, aimed at enhancing model AUC.

• Responsible as PIC of modelling part for responding to regulator or partner in relates with audit or part of partnership cooperation.

• Study business operations and the local market to make determinations about its ongoing competitive outlook.

• Ensure compliance to all policies and standards and ensure full audit readiness at all times.

• Kualifikasi Minimum 2 years of experience in credit risk analysis.

• More experienced candidates may be considered for lead positions.

• Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields.

• Excellent analytical thinking and solid experience in data management.

• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.

• Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage Proficiency in SQL or/and Python is a must English oral communication is a must.

• Mandarin ability is a plus.